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HOA HAG FIGHT COACHHOA Hag Fight Coach home

Fight Coach playbook

Questions. Documents. Your ChatGPT. Your Grok.

Fight Coach is the corner man. Phone for photos and a first send. Laptop for the long questionnaire, ChatGPT filings, and Grok emails. Statute cites may be Texas-only — do not paste them into another state’s letter. Not a lawyer. Not legal advice. We do not draft or file. Verify statutes. Consult a licensed attorney where the property sits.

Filing track · example use

ChatGPT — outlines you edit

Example prompts for inventories, checklists against published rules, and outlines. Copy for ChatGPT. Paste, generate, edit, and decide. We do not file, appear, or say a prompt is ready for court.

Open ChatGPT

Email track · example use

Grok — emails you send

Example prompts for counsel, management, and settlement threads — labeled, numbered, no oral deals. Copy for Grok. Generate the email there. You send it. This site never does.

Open Grok

Upload this packet (to your AI tool)

Not to Fight Coach. The model cannot read a letter it has not seen. Portal screenshots are extras.

Owner ledger

The full line-item ledger, not a portal “payoff.” This is where attorney fees post to *your* account.

Demand / attorney letters

Every collection or counsel letter, including envelopes. The scary one first.

Notices

Hearing letters, lien letters, “pay by” notes, envelopes. Texas owners: also any ch. 209-style notice — that cite is Texas-only.

Docket + affidavits

If a lawsuit or (in Texas) a Rule 736 application exists: the filing, affidavit/declaration, “as of” figures, citation. Do not assume 736 is your state’s path.

Governing docs when you have them

Declaration, bylaws, collection policy, leasing rules. Missing pages are facts — say so.

01

Gather the packet

Ledger, demand/attorney letters, notices, docket/affidavits if any, governing docs when available. Name occupancy, HOA, account, and where notices go. Missing paper is a fact, not a vibe.

02

Upload — do not summarize from memory

Drop the PDFs into the chat. Screenshots of a locked portal are extras. The model cannot fight a letter it has not seen.

03

Ask from the library, not from panic

Filing track in ChatGPT: example outlines and rule checklists you edit — we do not file them. Email track in Grok: counsel, management, settlement threads you send. Vague chatting is how admissions sneak in.

04

Calendar every clock

Cure dates, hearing settings, default dates. Texas 736 files also have 736.11-type clocks — that rule is Texas-only. Put dates on a calendar you own. “Options shortly” is not an extension.

05

Dispute fees when they post to YOUR ledger

The fight is the homeowner-ledger charge, not a manager-to-HOA invoice number. Demand the attorney PDFs. Refuse admission. Copy and send it yourself.

Full prompt library

Titles are free to see. Full copyable prompts are part of the coming Fight Coach packs. Educational templates — not advice applied to your facts.

HOA Hag · Fight Coach · Texas only at launch

Unlock Fight Coach packs

$499 for 6 months, then $249 every 6 months until you cancel Cards only. Not a law firm. We don’t file.

Pay $499 — Fight Kit

Occupancy still changes the file

Pick a path

Homestead path

You live there. Your job is still to confirm the association can actually reach you, then work one next step — not a brief.

  1. 1Confirm the HOA name, account number, and that notices go to the address or email you actually read.
  2. 2Photograph the latest ledger and the scariest letter. Drop both into an AI intake prompt.
  3. 3Separate regular assessments from violation fines and attorney lines.
  4. 4Pick one next step: pay what you choose (in writing), dispute/demand invoices, request an estoppel, or take the folder to a local attorney.

Pick a path

Rental / investment path

Vacant and tenant-occupied units collect paper at the wrong address and collect tickets in the owner’s name. Treat occupancy as part of the file.

  1. 1Say it out loud: vacant, make-ready, or tenant in place — and whether a lease was filed with the HOA if they require that.
  2. 2Redirect notices to your real mail and email. Do not rely on a porch no one checks.
  3. 3List open violation tickets (parking, trash, pets, noise). Those often become owner-ledger collections.
  4. 4Watch special assessments during rehab. Watch demand letters for 2–4 weeks of drift into attorney-fee dumps.
  5. 5Same one next step as anyone else: pay / dispute / estoppel / attorney — after the ledger and the letter are in your hands.

Rules for the chat

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